Posts Tagged ‘collections’


What to do about credit cards I got when I was 16, and how to pay them off to better my credit card score?

When I was 16, I was a foolish kid and got tons of credit cards that I never paid off. Now that I am 20, and have a real job and am trying to get a house, I see that severly affected me. I ran a credit report on myself today, and my credit score [...]

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I have a question about fair credit reporting.?

Is it fair or legal for a company to state on a consumer credit report, that an account which was 30 days past due, is all of a sudden in "collections" just because one may have filed for bankruptcy and included that account in it? Related Credit Card Sites Free Consumer Credit Report – Personal [...]

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I financed a computer for my aunt. She made my credit go from excellent to fair. What can I do to fix it?

I have an aunt with an inability to handle money. My credit was excellent (score around 760). My aunt’s husband had a business he ran out of their home and their computer died, so they needed a new one. They asked me to finance one for them and they would make the payments. Against my [...]

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How to get a credit card with a damaged credit score?

I have a fairly low credit score due to a couple of charge-offs and a couple accounts in collections that I am not even aware of, but they are possible medical bills. I can’t do a secured card right now. I really just want a card to make small purchases and raise my score. My [...]

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credit cards?

i started out with about 6 credit cards. all department store credit cards, and one regular visa credit card. i have paid them all off except for 2 credit cards, and im still paying on my student loan. in the duration of these 6 credit cards, they all went to collection agencies, and i slowly [...]

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