Statute of Limitation on a Credit Card Debt. Which State’s Law am I under? ?

Posts Tagged ‘Collection Practices Act’

Statute of Limitation on a Credit Card Debt. Which State’s Law am I under? ?

By Author on Monday, November 8th, 2010 | 5 Comments

Long story short, I moved on short notice and transferred all my info accept for, apparently, one card that slipped through the cracks, to my fatherâ€™s address. I bounced around for a while and all my other bills kept up with meâ€¦ It has been at least 4 years since I have had ANY contact [...]

Trying to validate items on my credit report, does this letter sound good? Should I take out the suing part?

By Author on Friday, September 24th, 2010 | 4 Comments

Date: April 5, 2010 Re: Acct # XXXX-XXXX-XXXX-XXXX To Whom It May Concern: This letter is being sent to you in response to a viewing of my credit report and observance of your agency listed as one of my past accounts. Be advised that this is not a refusal to pay, but a notice sent [...]

Midland Credit Management Trouble?

By Author on Saturday, September 18th, 2010 | 2 Comments

I recently received a request to pay an old debt from Midland Credit Management. After seeing them all over Yahoo! Answers and Rip-Off Report.com, I was wise to this scam, so I sent this validation letter: ***** To Whom It May Concern: This letter is being sent to you in response to a notice sent [...]

How to Avoid Bankruptcy, and Get Ripped Off

By Admin on Friday, October 16th, 2009 | 2 Comments

First and foremost, I am not an attorney and I cannot give legal advice. However, I have spent 20 years approving and administering retail and mortgage credit. Doing so, I have helped many a customer tweak or repair their credit in order to qualify for the particular loan they have applied for. This often requires [...]

Credit Cards For Fair Credit

Posts Tagged ‘Collection Practices Act’