Posts Tagged ‘charge offs’


What do I do about charge offs on credit report?

I am in a position to pay some or all of my debt off. I have about 00 of bad/charged off debt. I could have cash in hand to pay about 00 in a couple of weeks (I should add that I have several creditors adding up to 00 so the 00 would have to [...]

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How often to apply for credit card?

Now, I have never had a card. And when I applied I was denied, because there’s nothing there. I don’t have a score or credit history. And I heard when you apply for a card it lowers your score. What if you have no score? Do you go negative? Related Credit Card Sites Get a [...]

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How do I improve my credit score with the following secnario?

I have established credit however, currently the only items that are open on my credit are my mortgage, student loans, and a credit card with a SMALL limit! All other items are either paid off or charge offs. Other than paying my open stuff on time what can I do to improve my credit score? [...]

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Get Your FICO Score UpAlmost Immediately By Removing Charge Offs From Your Credit Report

It’s now more important to your financial situation than ever before to have a clean credit report. Now that loan requirements have gotten tighter, your FICO score may be more important than ever. Now, we will find out how you can raise your FICO score quickly and easily. Charge offs have to come off your [...]

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How to get a credit card with a damaged credit score?

I have a fairly low credit score due to a couple of charge-offs and a couple accounts in collections that I am not even aware of, but they are possible medical bills. I can’t do a secured card right now. I really just want a card to make small purchases and raise my score. My [...]

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