Credit Cards For Fair Credit

History: This person applied for home mortgage loan 7 months ago. At that time he did not have any liabilities/loans and had funds in his bank account too.

Bank went through loan approval process and approved this person for several types of loans (80/20, 80/15/5, etc) after looking into salary, bank statements, etc. This person went ahead and signed a contract with builder to build a new house.

Things have changed and now this person does not have money to make even 5% down and still wants to proceed with home purchse since there are enough credit card balance transfer offers he can use to make 5% or even 20% down without a problem.

I guess my question is would bank have any issues with down payment using credit card balance transfer? Is there a possibility bank would know this person ows money to a credit card company (if not timed properly since they are going to run a credit report again)? Has anybody done it before? any legal issues with this approach?

Thanks!
QAData

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I am looking for Credit Cards that offer 0% or very low balance transfer and also have a low transaction fee with a max. I searched online and found some lists but cant find a site that lists info for both 0% balance transfer and transaction fee. thanks!

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I want to transfer the balances of two credit cards to one balance transfer credit card with a low APR... One of my cards is maxed out (0). Problem is I had to quit my job to give birth to my second child so I am unemployed, eighteen years old and i just started my credit history.. I need to clear my balance the best way possible what card do you think I would qualify for?? HELP I need financial advice!!

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I want to find a credit card that has a 0% apr and no fees on a balance transfer. I am not desperate to transfer the balance, but I figured if a card did exsist that had no fees at all, I would like to take advantage of the offer. Is there any card that exsist?

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I just turned 18 and want to start building credit by applying for one without annual fee from bank of america. I plan to use it to buy the little things and pay them off on time. What does APR, balance transfer, check cash advance mean in simple terms?
also what are 0-00 credit lines?

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