Fair Credit Reporting Act Violation (FCRA) Trans Union?

Posts Tagged ‘Auto Financing’

Fair Credit Reporting Act Violation (FCRA) Trans Union?

By Author on Tuesday, July 13th, 2010 | 4 Comments

Trans Union sent my credit report to a Debt Collection agency without properly "looking" at my file. They didnt match what they received from the ageny like name,address or phone number to my file. What makes no sense is Trans Union sent my file to a automobile finance company just six days prior. Furthermore they [...]

How can I build my credit?

By Author on Monday, July 12th, 2010 | 6 Comments

I just turned 18 in October and I need helppp! I can’t get approved for credit cards, even the ones that say no credit history credit cards, or instant approval. I’ve applied for a small loan. I’ve applied for a Walmart credit card, a Sears credit card, and I’ve gotten denied on all of these [...]

I need a financial genius on this one for credit cards and balance transfers?

By Author on Thursday, July 8th, 2010 | 2 Comments

Let’s say you have 3 credit cards. Card #1 has 0 w/ APR of 29.99% and overdrawn. Card #2 has 0 w/ 29.99% APR and overdrawn. Card #3 has 00 w/ 13.9% APR and brand new with a ,000 limit. What would be a better choice, pay Cards #1 and 2 off and then work [...]

Auto financing offer from credit card company -?

By Author on Sunday, July 4th, 2010 | 2 Comments

I have been working on improving my credit score, and have improved it by over 50 points. my current car loan was made with high interest rate (16) and i still have about 7-8,000 to pay on it. would it make more sense to take the credit card offer, and trade in my car? Or [...]

Buying a car with poor credit?

By Author on Friday, June 18th, 2010 | 5 Comments

My husband has poor credit and I have fair credit, my score is 672. We are trying to get a used car priced around 12,000 with 2,000 to put down but I am unsure if I should put the car under my name because I am a stay-at-home/nanny making around 400 per month and he [...]

Credit Cards For Fair Credit

Posts Tagged ‘Auto Financing’