Is it proper under the Fair Credit Reporting Act for hospitals to give debt to a collection agency?

Posts Tagged ‘adverse action’

Is it proper under the Fair Credit Reporting Act for hospitals to give debt to a collection agency?

By Author on Sunday, August 28th, 2011 | 4 Comments

Is it proper under the Fair Credit Reporting Act for hospitals to give debt to a collection agency after just 60 days and for the Collection Agency to report it as a collection action to the credit reporting agencies? It appears as an adverse action even if all payments were made on schedule. It doesn’t [...]

Fair Credit Reporting Act!?

By Author on Tuesday, April 26th, 2011 | 2 Comments

Hi, I’m 22 years old and I don’t work (i’m an online student) and I live with my parents. 3 days ago I tried to open a basic bank account online(MyAccess Checking and Regular Saving), and they ask for minimum for each and I paid them by my father’s Credit Card. They said you’ll receive [...]

i recently recieved a letter of adverse action… denying me credit… i know that the fair creidt reporting?

By Author on Sunday, September 12th, 2010 | 4 Comments

act entitles me to see a copy of my report for free after this happens, so i went to experian.com/reportaccess and it told me that i needed to either ubtain by mail or phone, when i tried to call it told me that i needed to obtain by mail… it asked me security questions, like… [...]

Why Credit score should effect getting hired for a job?

By Author on Saturday, May 15th, 2010 | 3 Comments

I just recently got rejected for a job becouse of my credit rating. This not only plut me into a bigger bind then I allready was, but will effect my credit even more since im unemployed and have been barely making it. Now My credit history isnt entirely my fault durring a nasty divorce I [...]

Fair Credit Reporting Act!?

By Author on Wednesday, May 12th, 2010 | 2 Comments

Credit Cards For Fair Credit

Posts Tagged ‘adverse action’