What is the best and efficient way to condense credit cards debts? ?

Posts Tagged ‘12 months’

What is the best and efficient way to condense credit cards debts? ?

By Author on Friday, August 19th, 2011 | 3 Comments

I have over 10 thousands dollars in credit cards debts, with high APR. What is the best and most efficient way to condense them and pay lower APR and small monthly payments. I know about the transfer to different cards for 12 months of free APR but it takes 6 month of having the credit [...]

Can I get approved for a mortgage with fair credit while having a personal loan?

By Author on Tuesday, March 15th, 2011 | 2 Comments

I have a personal loan in the amount of ,000 that is going to take five years to pay off. I am making installment payment to get it payed off in 12 months though. My problem is my fiance and I are trying to purchase a house while the market is down but I am [...]

Question about credit card offer?

By Author on Tuesday, September 28th, 2010 | 2 Comments

I got an application for a Citi Platinum Select MasterCard in the mail. It says 0% for 18 months for APR1, after that its 12.99% It also says 0% for 12 months For APR2, after that its 16.99% It says the default APR is 29.99% Why are there two APRs? I’ve never had a credit [...]

Can you buy a Mac on payments without applying for the Juniper Visa card?

By Author on Monday, September 20th, 2010 | 2 Comments

It says "As low as .00" on one of the Macbooks and when you click on it it tells you can pay no interest for 12 months if you are accepted for the Juniper Visa card, can you just pay a payment normally with interest because I won’t be accepted for the Visa card. Related [...]

What credit score do I realistically need to even qualify for a home loan?

By Author on Monday, September 20th, 2010 | 6 Comments

I am not talking about a great interest rate loan, but just baseline, what credit score do I need to qualify for a loan at all? Due to some student loan troubles over the last 12 months, my credit score plummetted into the 500s (from around 700), but I make 6 figures with minimal debt [...]

Credit Cards For Fair Credit

Posts Tagged ‘12 months’