Debit Cards?
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I am a banker in the US, and yes you can open an acct. at age 14. BUT it is highly recommended that you do NOT use a debit card for online (internet) purchases. Hackers can get your info, and it is tied to your bank acct. Please get a credit card for online purchases, it is safer, and you are not responsible for unauthorized purchases, and credit cards have higher security features.
Now I am in the US, but I am sure that you would not be able to get a debit card.. First off, at 14 you do not have any job, so no income? Sorry!