credit card charge off when will it get deleted off my report?

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3 Responses to “credit card charge off when will it get deleted off my report?”

  1. Caveat Emptor says:

    Actually, 7.5 years from the date of default per the FCRA.

  2. bdancer222 says:

    7 years from the charge off date — Sep 2013.

  3. Bill says:

    It should fall off seven years after the last default. I hope you have been doing better financially since then.

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