credit card charge off when will it get deleted off my report?
i have a credit card. on my report it shows the following. when will it be deleted from my report.
BANK USA Address: PO BOX 15298
Status: Transferred,closed. 6 written off. Date Opened:Type: 09/2002Revolving Reported Since:Terms: 09/2002NA Date of Status:Monthly Payment: 09/2006{content} Last Reported:Responsibility: 09/2006Individual Creditor's Statement: Purchased by another lender.
Credit Limit/Original Amount: 0 High Balance: 8 Recent Balance: NA Recent Payment: NA
Account History: Charge Off as of Sep 2006 180 days past due as of Aug 2005 to Aug 2006, Mar 2005, Feb 2005 150 days past due as of Jul 2005, Jan 2005 120 days past due as of Jun 2005, Dec 2004 90 days past due as of May 2005, Nov 2004 60 days past due as of Apr 2005, Oct 2004 30 days past due as of Sep 2004
Related Credit Card Sites
- Create Your very own Bank Holiday. | USA TRENDS
- How US citizens can get Vietnam Visa? | Business
- The Leading Methods To Address Thinning Hair In Females | Health New for USA
Actually, 7.5 years from the date of default per the FCRA.
7 years from the charge off date — Sep 2013.
It should fall off seven years after the last default. I hope you have been doing better financially since then.