How can I get my credit back on track so I can buy a house?
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You are currently browsing comments. If you would like to return to the full story, you can read the full entry here: “How can I get my credit back on track so I can buy a house?”.
I’m sorry to hear about your troubles and in time it’ll get better. But, in the meantime check out http://www.myfreecredittips.com to get some tips on how to rebuild your credit. It gives good points, that I’ve been applying. Also check out http://www.lifeafterbankruptcy.com
Best of luck to you
There’s nothing credit repair agencies can repair for consumers’ credit reports that they can’t repair themselves FREE!…..
Check this site for credit repair information:
http://www.consumercreditrepair.com/
its gonna take a little time. make sure you pay all you bills on time. try and get a secured credit card, maybe 500.00 of your own money to get the card, use it wisely and pay on time evey month. After a while of good credit history, you can stat to try and get more regular cedit. Good luck.
If your debt-to-income ratio isn’t totally out of wack, find a rent-to-own that you can afford. If you make the notes on time every month for 15-18 months you can refinance and own the house. Being a homeowner will boost your credit rating significantly and you can attain your main goal in the process (homeownership).
If structured properly by the seller, you can even get the tax benefits of homeownership as a tenant/buyer.