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Bankruptcy filings in the (United States~U. S.} are sharply increasing and the desire for trustworthy bankruptcy attorneys is prevelent more than ever. Nationwide bankruptcy filings last year topped 1.4 million, icreasing from 1.7 million in 2008 based on the Administrative Office of the United States Courts. At this speed citizens might see the number of bankruptcy filing top 2 million in 2010 and the number of bankruptcy attorneys and law firms offering bankruptcy rise as well to accommodate people filing personal bankruptcy. The Net is packed with bankruptcy attorneys and bankruptcy law firms advertising things like “ $100.00 get’s you started” and “free consultation” or “bankruptcy as low as” and so on, but beware of bankruptcy attorneys! When you see advertisements claimingadvertising “$100.00 get’s you started”, what do you really think you get for $100.00? You’re right, NOTHING! Also, if they offer you a free consultation make sure it’s with the bankruptcy lawyer that’s actually going to file your bankruptcy. The most common type of bankruptcy is chapter 7, but since the enactment of the “means test” in 2005 filing chapter 7 bankruptcies is more tough nowadays and more homeowners must now file chapter 13. While a chapter 7 allows anyone filing bankruptcy to completely eliminate their debt a chapter 13 is a repayment plan, usually lasting 5 years. A problem with bankruptcy is that it’s not an precise science and giant bankruptcy law firms, like Legal Helpers recieve numerous complaints from consumers attempting to get a discounted price when filing bankruptcy. The complete business mould of these law firms is to get a $100.00 downpayment so the consumer will not go anywhere else to hire a lawyer. ”It’s ridiculous, what do you think a bankruptcy attorney is really going to do for you for $100.00” says James D. Zhou, bankruptcy attorney in California and senior partner with the Law Offices of Zhou & Chini. Zhou goes on to say, "bankruptcy is complicated and consumers should look at paying a reasonable fee to a bankruptcy attorney to get a good answer. Repulsive stories about these mega bankruptcy firms are everywhere, these firms should consider being upfront and honest with their clients and tell them $100.00 is just to get them to commit to file bankruptcy with their office. Bankruptcy lawyers should typically accept payment plans but none we know of will file your bankruptcy petition unless you are paid in full".

While the cost for filing a chapter 7 throughout the land may range from $1200.00 to $4,000 depending on the location someone lives in and the complexity of the bankruptcy, the mass medium cost for a chapter 7 in California is about $2500.00 and $4,000 for a chapter 13 bankruptcy. If you try to find a bargain basement bankruptcy attorney on the world wide web you may end up with a larger problem than the reason you are filing bankruptcy. Normally when someone feels they're going bankrupt is when they start to scout out a bankruptcy attorney and price is their first priority. Expect to pay a fair and reasonable price for a bankruptcy lawyer and don’t think cheaper is better, or $100.00 get’s you anything but a concern. Most honest bankruptcy attorneys will allow you to make installments and then file your bankruptcy when you are fully paid up. Bankruptcy law offices like Zhou & Chini are all over the internet and typically won’t talk about their fees to file bankruptcy until they see the complexity of your case. While a uncomplicated chapter 7 may not involve reaffirmation of debt or motions to avoid a lien it may only cost you $1500.00 in Riverside County but as much as $2,500 in Orange County or Los Angeles County. When you hire a bankruptcy attorney or even consider a free bankruptcy consultation you should ask your bankruptcy attorney if he or she will be doing the actual bankruptcy filing or a paralegal. It might be worth a little more to make sure your case is handled in good order so you don’t get your case dismissed and lose out all together. While you can file a simple chapter 7 with a paralegal, you will expect to get better results with a bankruptcy lawyer that provides you a personalized service and properly explain the path to bankruptcy. If you're a California resident and need to file bankruptcy chapter 7 or chapter 13 remember this article, and remember if it sounds too good to be true it probably is. To speak directly with a bankruptcy lawyer or just to get more bankruptcy information click here www.BankruptcyAttorneyinCalifornia.com

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