Am I still going to receive paypal payments even if I don't have credit or visa card?
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you can verify your paypal account with online banking, by registering your DEBIT card. I have done this and it works perfectly:)
What payments? From friends and family? Maybe.
From sales? No. You have to have a premier account on Paypal and prove of who you say you are to sell. eBay/Paypal wants the credit card for proof of identity.