applying for credit card, does that start the statue limitattion over again?
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If the debts are over 8 years old, they are past the SOL and not legally valid. Any threats these collectors make are FALSE threats and you can sue them. I would record every conversation you have with them as evidence.
You can learn about the laws on my site http://www.collectorcrusher.com or you can buy my book to learn how to trap them into breaking the law and then suing them. The book is The Debtor’s Survival Guide, available on Amazon or here: http://www.createspace.com/3473449
Yes, if you send that letter by certified mail requesting that they stop calling you – the phone calls and mail will stop as soon as they receive it.
Don’t pay any site for this common letter.
Warning: They will have no recourse and take you to court that much faster.
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