Secured Cards question; Citibank vs Orchard !?
by Author on Saturday, July 31st, 2010 | 2 Comments
You are currently browsing comments. If you would like to return to the full story, you can read the full entry here: “Secured Cards question; Citibank vs Orchard !?”.
The one that may help you is Orchard but then they have a terrible reputation if you default on them.
I do not think you will have a chance with Citi.
Orchard has a pre selector website that lets you know you qualify for certain cards and they do not hit you with any inquiries unless you submit the actual app.
This would be the way to go.
https://www.hsbcapply.com/start/orchardbank
If they state you do not qualify and do not hit the submit button. If they state they can offer you something go for it.
avoid credit cards -ask your bank for a VISA debit card instead.