What was your credit score after you filed for bankruptcy?
by Author on Saturday, July 31st, 2010 | 3 Comments
What was your score after you filed and what was your score six month, a year, or two years after you filed. I hear that my score can bounce back as long as I do things that show I am responsible, such as pay on a secured credit card, and other things that show that I am a responsible credit holder. What has your experience been with this?
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mine went up too. it was more than 7 yrs ago so i cant remember for sure how much, but it was easier to buy a home for me after bk7 because i had less debt. but my interest rates were high.
i think it went from 530 to 599 right after bk and about a year later was between 620 and 630. now i have no problem with home loan rates or car rates but getting credit cards, i still get declined but i dont need credit cards now anyway. credit unions give me whatever i want. After bk though there was so much that had to be fixed on my credit report. that was a hassle. Lenders i filled bk on were reporting charge off rather than bk but your attorney will help with that.
it went up[, because I had less dept. I had credit offer I didnt know what to do afterwards
But your not responsible. That is why you filed for bankruptcy in the first place. I hope you have changed your behavior or else you will be in debt again.