Can I buy a manufactured home w/fair credit?
by Author on Friday, July 30th, 2010 | 3 Comments
My credit score is fair but my credit report shows late payments. Will anyone give me a mobile home loan?
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No.
It’s highly doubtful.
I’m sure things have changed since I left he manufactured home industry more than 10 years ago. Back then, it was easier to get a loan for a site-built home than a manufactured home. Plus the interest rates were higher on manuf homes.
Now though, it’s hard for anyone to get a mortgage. You have to have a good-sized down payment and very good credit.