What are the factors involve if a credit card application denied?
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I think you are reading a score wrong. The top you can have is somewhere around 830. I think you are overestimating your credit score. They look at debt to income. If they don’t think you can afford it, they will decline you. Other times it’s an automated thing. You apply, your credit score isn’t good enough, and you get declined. Delinquent payments, Previous check systems, high debt to income ratio. These are factors why you may have been denied.