Can I get pre-approved for a mortgage in Florida with a FAIR credit score?
by Author on Saturday, July 24th, 2010 | 2 Comments
My fiance and I are moving to Florida in 2 months, both make over k per year now, both college educated and should be able to find jobs offering equal or greater compensation. Both our parents have offered their homes to us for as long as we need to get our feet set, so we will have time to save money and accrue time of employment. My question is that if we have between k and k to put down, and my credit score is between 650 and 670, could we conceivably get approved for a loan in the amount of k-0k?
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Yes, you will have no problem obtaining a FHA loan. You do not have enough down payment for a conventional.
YES. Your credit score is ok. With FHA you only need 3.5% down, so you have enough money.
HOWEVER!!!! I wouldn’t buy real estate until you are married.