Can I dispute a credit card Charge that I willingly paid for?
by Author on Sunday, July 4th, 2010 | 13 Comments
Ok here is the deal. A friend of mine needed some help paying her phone bill. So I did pay it using my credit card. But now, she is refusing to pay me back. She also has supposedly cut me off her life. I am so pissed off. I am unsure if I can file a police complaint but can I dispute that charge? Is there any recourse or have I just been screwed of 160 bucks!
Related Credit Card Sites
- 4 Ways to Get Non-Recourse Private Hard Money Loans | Debt Solution Source
- What Happens When Your Credit Is Damaged? Do You Have Recourse? | Online Newsletter & Journal
- How to tell your Credit Card Provider that you are unsatisfied | Credit Card Finder
If you enjoyed this post, make sure you subscribe to my RSS feed!
I am very sorry to inform you that there is nothing you can do but be pissed off or take her court but of course that would cost more than the 160.00 you are already out of but you would get feeling of redemption.
You can dispute approved charges made with a credit card if something is wrong with the merchandise and the billing company is not cooperative. But with personally matters as yours I’m afraid there is not much to do except cough it up as a learning experience.
You could try but I doubt they will be able to do anything for you, but its worth a shot
If you voluntarily called up and paid it, your out your money. You would have to sue her in small claims court.
Call up your credit card company. They always help with that kind of stuff.
take her to people’s court.
you can not dispute a charge that you made on your cc
You can take it to small claims court-if she said she would pay you back and you at no time said it was a gift,youve got a good chance.However,just make sure court costs dont outway the phone bill costs.
No you can press charges.
when you go to trial be shure to bring your credit card statement show in that you paid the bill.
and prove that it was a loan.
any judge will grant you the money.
Go to small claims court. Remember Judge Judy? These kinds of things are a commonplace on court TVs. Just get your records straight, specifically something indicating that you paid money to her phone bill, and that her company received money from you for HER bill.
Take all of that into small claims, and you’ll win. If you dispute the charge, you will be breaking the law, and could get in trouble for fraud.
Sorry to say it but you probably got screwed. You could take her to court to get your money back but over $160 you would be paying more than that in legal fees. You can’t dispute the charge unless you report that she used it without your permission. Then she could be charged with theft and the law would be involved. But you could get in a lot of trouble. So I guess it is up to you but I hope I helped!
maybe you need to file a small claims complaint against her. take her to court
or you can write it off as a bad debt and supposedly cut her out of your life
No. You willingly made the payment. Learn from it. You dispute with your "friend" is not the credit card company’s issue.
You cannot dispute the charge to your credit card — you willingly used your card to pay her bill.
This is not a criminal matter. Don’t waste the police dept’s time. This is a civil matter. File a suit in small claims against her. Be sure to have documentation of the payment.
Of course, winning the judgment still might not get you repaid. You may have to hire a collection agency to pursue the debt.
No, you can not dispute a charge that you authorized. Yes you can take your friend to small claims court and file a police report. If you have nothing in writing though it will be hard to win.