Does the following apply for credit card applications also?
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I can tell you from experience, that you never know when it’s gonna report to the credit reporting agencies.
It could land on there the next day. It just depends on when THEY do their updating.
The more you apply for, the lower your score goes. Inquiries stay on for 2 years.
Don’t apply for credit more than one time a year.
Read the fico message board for more info on scoring.
http://ficoforums.myfico.com/fico/board?board.id=ficoscoring