Fair Credit Reporting by debtor once debt is paid off?

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3 Responses to “Fair Credit Reporting by debtor once debt is paid off?”

  1. Wizzard2 says:

    Unfortunately it is legal. If you have a valid reason why it was not paid you have the right to add coments to the report explaining it. If its not the greaest reason, better off leaving it alone.

  2. Sandi A says:

    Tell them you won’t pay the settlement unless they agree to report to your credit bureau that you paid account in full as agreed. Ask for it in writing. It doesn’t affect them in the least so there is no reason why they wouldn’t do it.

  3. mscheif29 says:

    you can certainly request them to put"paid as agreed" and if they dont -dont pay them. get it in writing, and if you have other questions contact the FCA.

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