Comments on: How do I increase my credit score? http://credit-cards-for-fair-credit.com/1218/how-do-i-increase-my-credit-score/ Credit Cards For Fair Credit Wed, 04 Jan 2012 18:35:47 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: shahab a http://credit-cards-for-fair-credit.com/1218/how-do-i-increase-my-credit-score/comment-page-1/#comment-2986 shahab a Wed, 26 May 2010 07:21:33 +0000 #comment-2986 1. Always pay on time or ahead of time. 2. maintain low balances on credit cards 3. keep your total potential debt to earnings load low - If you have a card with a $15000 credit line, you may ask them to reduce it to something more realistic, like $5000. 4. I was told by an underwriter that having just two cards, a major credit card (VISA, MC) and a consumer card (Sears, best buy, etc...) is the best mix for revolving credit. 5. You should have a recent history of both installment or term (Car or house loans) and revolving credit. ---------------------------------- http://www.bestcreditrates.net 1. Always pay on time or ahead of time.
2. maintain low balances on credit cards
3. keep your total potential debt to earnings load low – If you have a card with a $15000 credit line, you may ask them to reduce it to something more realistic, like $5000.
4. I was told by an underwriter that having just two cards, a major credit card (VISA, MC) and a consumer card (Sears, best buy, etc…) is the best mix for revolving credit.
5. You should have a recent history of both installment or term (Car or house loans) and revolving credit.

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http://www.bestcreditrates.net

]]> By: jhvlok http://credit-cards-for-fair-credit.com/1218/how-do-i-increase-my-credit-score/comment-page-1/#comment-2987 jhvlok Wed, 26 May 2010 07:21:33 +0000 #comment-2987 Make sure you pay credit cards down, balances should be lower then 50% of the limit, or ask them to up your credit limit. That will get your score up in no time! You can also visit the following website and read all about credit scores. www.myfico.com Hope this help! Make sure you pay credit cards down, balances should be lower then 50% of the limit, or ask them to up your credit limit. That will get your score up in no time!
You can also visit the following website and read all about credit scores. http://www.myfico.com
Hope this help!

]]> By: David L http://credit-cards-for-fair-credit.com/1218/how-do-i-increase-my-credit-score/comment-page-1/#comment-2988 David L Wed, 26 May 2010 07:21:33 +0000 #comment-2988 Just continue making all payments on time every month. Give it time and your score will go up. You may want to open a new account and charge a couple things. Make payments each month. When you have companies giving you positive comments and reports to the credit bureaus, your score will improve. However, before anyone issues credit, they will probably run a credit check. This in itself could lower your score. You also may want to check with your local bank. Get their advice as well. But as long as your payments are on time, it will improve. Just takes some time. Just continue making all payments on time every month. Give it time and your score will go up. You may want to open a new account and charge a couple things. Make payments each month. When you have companies giving you positive comments and reports to the credit bureaus, your score will improve. However, before anyone issues credit, they will probably run a credit check. This in itself could lower your score. You also may want to check with your local bank. Get their advice as well. But as long as your payments are on time, it will improve. Just takes some time.

]]> By: dallas_darling http://credit-cards-for-fair-credit.com/1218/how-do-i-increase-my-credit-score/comment-page-1/#comment-2989 dallas_darling Wed, 26 May 2010 07:21:33 +0000 #comment-2989 Make sure you always pay on time, and if you aren't paying the balance off each month, pay more than the minimum payment, even if it's $5 (actually shows up as "paid more than minimum" on my report). You say you have no outstanding balances - if you have no balances on your credit cards, use them once a month for something small that you know you can pay off, and pay it on time. Your score will gradually improve. Make sure you always pay on time, and if you aren’t paying the balance off each month, pay more than the minimum payment, even if it’s $5 (actually shows up as "paid more than minimum" on my report). You say you have no outstanding balances – if you have no balances on your credit cards, use them once a month for something small that you know you can pay off, and pay it on time. Your score will gradually improve.

]]> By: mar c http://credit-cards-for-fair-credit.com/1218/how-do-i-increase-my-credit-score/comment-page-1/#comment-2990 mar c Wed, 26 May 2010 07:21:33 +0000 #comment-2990 Step-by-Step Credit Repair Guide: Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies Step-by-Step Credit Repair Guide: Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies

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